No more sitting down every month and going through bank statements to see where you spent your money. Mint is such a great way to automate budgeting so that it’s painless. No, budgeting apps have brought creating a budget into the current Millennium. The good news is that these days thanks to all of the great budgeting tools available, you’re no longer stuck with the old Excel spreadsheet method of budgeting. Instead, think of a budget as a partner that will help you reach your financial goals. Nothing can do that, not even the world’s greatest budget.
You might get there eventually, but it will take a lot longer, and you will waste a lot of money along the way.ĭon’t think of a budget as a punishment, this thing that is stopping you from spending your money the way you want. Trying to reach your financial goals without a budget is like trying to reach a destination without a map (or Google Map here in the 21st Century).
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